Exhibit 8.1

Subsidiary

Main activity

Jurisdiction of
incorporation

Ownership
interest and voting power held as of
December 31,
2021

JSC QIWI

Operation of electronic payment kiosks

Russia

100%

QIWI Bank JSC

Maintenance of electronic payment systems and Bank operations, inc.: money transfer, consumer and SME financial services

Russia

100%

QIWI Payments Services Provider Ltd

Operation of on-line payments

UAE

100%

QIWI International Payment System LLC

Operation of electronic payment kiosks

USA

100%

Qiwi Kazakhstan  LP

Operation of electronic payment kiosks

Kazakhstan

100%

JLLC OSMP BEL

Operation of electronic payment kiosks

Belarus

51%

QIWI-M S.R.L.

Operation of electronic payment kiosks

Moldova

51%

Attenium LLC 1

Management services

Russia

Postomatnye Tekhnologii LLC 1

Logistic

Russia

Future Pay LLC 1

Operation of on-line payments

Russia

QIWI Technologies LLC 2

Software development

Russia

100%

Factoring PLUS LLC 3

Factoring services to SME

Russia

51%

ContactPay Solution

Operation of on-line payments

United Kingdom

100%

Rocket Universe LLC

Software development

Russia

100%

Billing Online Solutions LLC

Software development

Russia

100%

Flocktory Ltd

Holding company

Cyprus

100%

Flocktory Spain S.L.

SaaS platform for customer lifecycle management and personalization

Spain

100%

FreeAtLast LLC

SaaS platform for customer lifecycle management and personalization

Russia

100%

SETTE FZ-LLC

Payment Services Provider

UAE

100%

LALIRA DMCC

Payment Services Provider

UAE

100%

MFC «Polet Finance» LLC4

Retail financial services

Russia

100%

QIWI Finance LLC

Financing management

Russia

100%

ROWI Tech LLC5

Software development

Russia

51%

QIWI Platform LLC

Software development

Russia

100%

Associate

JSC Tochka (Russia) 6

Digital services for banks

1 The Entities were liquidated during 2021

2 The Entity Qiwi Blockchain Technologies LLC was renamed during 2021 to QIWI Technologies LLC. Ownership interest as of April 29, 2022 is 80% due to the Taxiaggregator transaction.

3 The Entity was renamed to ROWI Factoring Plus LLC. on the January 13, 2022

4 The Entity was established during 2021

5 The Entity was acquired during 2021 for insignificant consideration and renamed during 2021 from QPCD LLC to ROWI Tech LLC

6 The Entity was sold during 2021